straightforward approach   independent advice   effective results


understanding the essential information

What service am I to expect?

We are committed to providing straightforward independent advice to give effective results.  Your interests are very important to us and for any advice or service we provide, we will:

• Be open, honest and transparent in the way we deal with you

• Communicate clearly, promptly using straightforward explanations


What will I be charged?

Investment and pension advice

We charge for our investment based advice by an agreed fee.

This fee is based on:

A percentage of the amount you invest


An hourly rate


A fixed fee basis

This will be discussed and agreed at our initial consultation.


Follow this link to find out more details on our client agreement for investments and insurances

Mortgage advice

We generally charge a fee for the mortgage advice provided and may also receive commission from providers used, this varies depending on the complexity of your situation and will be agreed at the initial consultation.

Protection advice

Typically we will receive a commission for the arrangement of a protection policy, this will be confirmed at the initial consultation, however this advice can also be charged on a fee basis.

Harris Financial Management  The Old Barn, Wendlebury, Oxfordshire, OX25 2PR.   Registered in England & Wales No. 5977855

Harris Financial Management is a trading style of Lucerne Financial Services Ltd. Registered office 11b Boundary Road, Brackley, Northants, NN13 7ES.

Registered by the Financial Conduct Authority, FCA registration number 561946. All rights reserved.